第2部份:法律原則

Paper I — Principles and Practice of Insurance · Part 2: Legal Principles

Q1 免費 Free

根據普通法,合約的最準確定義是甚麼?

Under common law, what is the most accurate definition of a contract?

  • A. 兩方或多方之間任何形式的協議
  • B. 兩方或多方之間具法律約束力的協議
  • C. 必須以書面形式簽立的文件
  • D. 涉及金錢交易的口頭承諾
  • A. Any form of agreement between two or more parties
  • B. A legally enforceable agreement between two or more parties
  • C. A document that must be executed in writing
  • D. An oral promise involving a monetary transaction
顯示答案 / Show Answer

正確答案 / Correct Answer: B

  • 合約是兩方或多方之間具法律約束力的協議。
  • 並非所有協議都是合約,必須具備所有必要要素(offer/acceptance/consideration 等)才能構成合約。
  • A 錯是因為普通協議不一定具法律約束力;C 錯是因為 simple contract 可以是口頭的;D 錯是因為合約不限於金錢交易。
  • A contract is a legally enforceable agreement between two or more parties.
  • Not every agreement is a contract — it must have all essential elements (offer/acceptance/consideration etc.).
  • A is wrong because a mere agreement is not necessarily enforceable; C is wrong because simple contracts can be oral; D is wrong because contracts are not limited to monetary dealings.
Q2 免費 Free

關於 simple contract(簡單合約),下列哪項描述正確?

Which statement about a simple contract is correct?

  • A. 必須以書面形式並加蓋印章
  • B. 只能以口頭方式訂立
  • C. 可以是口頭、書面,或部分口頭部分書面
  • D. 必須經過律師見證
  • A. Must be in writing and sealed
  • B. Can only be made orally
  • C. Can be oral, written, or partly oral and partly written
  • D. Must be witnessed by a lawyer
顯示答案 / Show Answer

正確答案 / Correct Answer: C

  • Simple contract(parol contract)可以是口頭、書面,或部分口頭部分書面。
  • A 描述的是 specialty contract(加印合約),必須書面且加蓋印章。
  • B 錯是因為 simple contract 不限於口頭;D 錯是因為 simple contract 無須律師見證。
  • A simple (parol) contract may be oral, written, or partly oral and partly written.
  • A describes a specialty contract (under seal), which must be in writing and sealed.
  • B is wrong because simple contracts are not limited to oral form; D is wrong because no lawyer witness is required.

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