第2部份:法律原則
Paper I — Principles and Practice of Insurance · Part 2: Legal Principles
Q1 免費 Free
根據普通法,合約的最準確定義是甚麼?
Under common law, what is the most accurate definition of a contract?
顯示答案 / Show Answer
正確答案 / Correct Answer: B
- 合約是兩方或多方之間具法律約束力的協議。
- 並非所有協議都是合約,必須具備所有必要要素(offer/acceptance/consideration 等)才能構成合約。
- A 錯是因為普通協議不一定具法律約束力;C 錯是因為 simple contract 可以是口頭的;D 錯是因為合約不限於金錢交易。
- A contract is a legally enforceable agreement between two or more parties.
- Not every agreement is a contract — it must have all essential elements (offer/acceptance/consideration etc.).
- A is wrong because a mere agreement is not necessarily enforceable; C is wrong because simple contracts can be oral; D is wrong because contracts are not limited to monetary dealings.
Q2 免費 Free
關於 simple contract(簡單合約),下列哪項描述正確?
Which statement about a simple contract is correct?
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正確答案 / Correct Answer: C
- Simple contract(parol contract)可以是口頭、書面,或部分口頭部分書面。
- A 描述的是 specialty contract(加印合約),必須書面且加蓋印章。
- B 錯是因為 simple contract 不限於口頭;D 錯是因為 simple contract 無須律師見證。
- A simple (parol) contract may be oral, written, or partly oral and partly written.
- A describes a specialty contract (under seal), which must be in writing and sealed.
- B is wrong because simple contracts are not limited to oral form; D is wrong because no lawyer witness is required.
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