SAFE MLO National Test · NMLS License
NMLS Exam Prep
MLO Practice + Mock Exam
1,240 originally authored multiple-choice questions across all 5 SAFE MLO domains (Federal Law, Origination, General Knowledge, Ethics, UST), plus a 120-question timed mock matching the real exam. Every answer key cross-audited by independent LLM blind review — accuracy is the baseline, not the bonus.
Five SAFE Domains weighted to match the official outline
Federal Mortgage-Related Laws
Mortgage Loan Origination Activities
General Mortgage Knowledge
Ethics
Uniform State Test
Why this app is different
- Cross-audited answer keys. The most common complaint about competing NMLS prep apps is wrong answer keys. Every question in this app was blind-reviewed by an independent model and re-verified — the same audit pass caught (and fixed) 2 wrong keys during development.
- 100% original questions. Authored from public sources: eCFR Regulations B/X/Z, CFPB rule text, HUD/VA/USDA program handbooks, the NMLS Resource Center, and the SAFE Act and Final Rule. The official NMLS item bank is non-public and copyright-protected; we do NOT scrape or reproduce it.
- Detailed explanations with citations. Each explanation cites the underlying regulation — e.g., "12 CFR §1026.43(c)" or "Reg X §1024.17" — so you learn the rule, not just the answer.
- Domain-weighted mock exam. 120 timed questions in 190 minutes, sampled to match the real SAFE outline weights (Federal 24%, Origination 27%, General 20%, Ethics 18%, UST 11%).
- Weak-domain analytics. See which of the 5 domains you're weakest in and drill there.
Pricing
Pick the tier that fits your study window. Lifetime is one payment, never expires.
Prices follow the App Store; other regions are auto-converted by Apple's territory equalization.
Free study resources
Free Practice Questions
Try 10 free questions across all 5 SAFE domains with instant answers and explanations — the same original questions shipped in the app.
MLO License Guide
How to get licensed: 20-hour PE, test format, fees, 30/180-day retake rules and the path from NMLS account to sponsorship.
Study Notes — all 5 domains
Condensed notes on Federal Law, Origination, General Knowledge, Ethics and the UST — the thresholds and timelines the exam tests.
SAFE MLO Exam FAQ
How many questions, the 75% pass mark, first-time pass rates, the Uniform State Test, and what happens if you fail.
Now on the App Store
Download to start preparing
1,240 original bilingual-quality questions, weighted mock exam, weak-domain analytics, citations on every answer. Built for working professionals studying for NMLS licensure.
This is an independent study aid. Not affiliated with, endorsed by, or sponsored by NMLS, the Conference of State Bank Supervisors (CSBS), or any state mortgage regulator. The SAFE Act and the NMLS test are administered by CSBS. Actual exam rules and content follow announcements from the relevant authorities. All trademarks belong to their respective owners.