Malaysia PCIL · Asian Institute of Insurance
PrepLicense: MY PCIL
Life Insurance + Investment-Linked · Practice + Mock Exam
500 practice questions and a 300-question mock bank for the Pre-Contract Examination for Insurance Agents (PCIL) — Part A, Part C and Part D, in English, Bahasa Malaysia and Chinese. Every question is explained against the Act, Bank Negara Malaysia policy document or LIAM code it tests.
Coming soon to the App Store
About the PCIL examination
The Pre-Contract Examination for Insurance Agents (PCIL) is the entry examination set by the Asian Institute of Insurance (Aii) for anyone who wants to act as a life insurance agent in Malaysia, with the Investment-Linked part included for agents who will sell investment-linked policies. It is delivered by remote proctoring and offered in English, Bahasa Malaysia and Chinese. Since 8 August 2024 all exemptions have been removed — every new life agent must pass.
| Part | Subject | Questions | Time | Pass mark |
|---|---|---|---|---|
| Part A | Fundamentals of Insurance | 40 MCQ | 2 hours (one paper) | 50% |
| Part C | Life Insurance | 30 MCQ | ||
| Part D | Investment-Linked | 30 MCQ |
| Item | Detail |
|---|---|
| Set by | Asian Institute of Insurance (Aii), Malaysia |
| Fee | RM160 |
| Delivery | Remote proctoring |
| Languages | English · Bahasa Malaysia · Chinese |
| 2024 results | 19,451 candidates sat · 11,937 passed (61%) |
What to know before you book
- One paper, three parts. The 100 questions are scored together and the pass mark is 50% overall.
- No exemptions. From 8 August 2024 every new life insurance agent sits the examination, whatever their prior qualification.
- Three languages. The examination is available in English, Bahasa Malaysia and Chinese — prepare in the language you will sit in.
- Format, fees and dates are set by the Asian Institute of Insurance and can change. Check the current details on the Aii website before booking.
Three parts 500 practice · 300 mock
Practice banks are five times the paper's question count and the mock bank three times, so a full 100-question mock — 40 + 30 + 30, drawn per chapter — can be built and re-built without repeating.
Fundamentals of Insurance
Life Insurance
Investment-Linked
Pricing
One plan, all three parts. All-Access is a subscription — monthly, 3-monthly or yearly — and unlocks the full practice bank, every mock exam and all three languages.
Prices in Malaysian ringgit and follow the App Store; other regions are auto-converted by Apple's territory equalization.
Free study resources
Read alongside the practice questions — the path to becoming an agent, the exam mechanics, and a free sample from the bank itself.
Ten Part A questions from the app — across risk management, the principles of insurance, and legislation and consumer protection — answered instantly with the provision behind each answer.
Who must sit, how the single 100-question paper is split across Parts A, C and D, remote proctoring, the three languages, and what happens after you pass.
Fee, pass mark, time limit, the end of exemptions in 2024, the 2024 pass rate, which language to sit in, and what the app covers.
Why PrepLicense
Independent
Built independently, with no affiliation to the Asian Institute of Insurance, Bank Negara Malaysia, LIAM or any insurer — made purely for candidates.
Cited to the rules
Every explanation names the Act, Bank Negara Malaysia policy document or LIAM code it rests on — FSA 2013, the Investment-Linked Business policy document, the MHIT policy document, the LIAM Code of Practice — so each answer can be checked against the source.
Trilingual
Every question, option and explanation in English, Bahasa Malaysia and Chinese — switch at any time and prepare in the language you will sit in.
Offline, no ads
The question bank lives on your device — practise anywhere, anytime, with no ads and no data tracking.
Coming soon
Built for the PCIL examination
500 practice questions, timed mocks that mirror the 100-question, 120-minute, 50-mark format drawn per chapter, per-part analytics, three languages, and the provision behind every answer.
Coming soon to the App Store
This is an independent study aid. Not affiliated with, endorsed by, or sponsored by the Asian Institute of Insurance, Bank Negara Malaysia, the Life Insurance Association of Malaysia or any insurer. Nothing in the app is financial or legal advice. Actual exam rules follow official announcements. All trademarks belong to their respective owners.