How many Taiwan insurance salesperson licences are there?

Four: Life Insurance (LIFE), Property & Casualty Insurance (PROP), Investment-Linked Insurance Products (INVL), and Foreign-Currency Non-Investment-Linked Insurance (FX). Each is registered, sat and passed independently, administered by LIA-ROC, NLIA and TII respectively.

When are the 2026 Taiwan insurance salesperson exams held?

PROP runs 16 sittings across 2026 (one to two per month). INVL runs one sitting per month, usually a mid-month Sunday. LIFE has roughly 30 written sittings per year plus a computer-based route whose next quarter of sittings opens for registration at 10:00 on the 20th of November, February, May and August. Confirm all dates against the administering bodies.

Can I register for the Taiwan insurance exams as an individual?

Not for all of them. PROP and INVL do not accept individual registration — applications must be submitted in bulk by your employing insurer or by the agent/broker association. LIFE accepts individual postal registration for the written exam, and individual registration for the computer-based route via the Taiwan Academy of Banking and Finance.

What is the pass mark for the Taiwan insurance salesperson exams?

It is not a uniform 70. For LIFE and PROP the two professional papers must total 140 or more, with neither paper below 60. The 70 mark applies to the common paper (Financial Market Knowledge & Professional Ethics), which stays valid for five years. INVL Group 1 requires 140 across both sessions with neither below 60; Group 2 requires 70. FX requires 70.

Taiwan Insurance Exam Dates 2026 — Four Licences

Sitting calendar · eligibility · pass standards · recommended licence order

Key points

Taiwan has four insurance salesperson licences: LIFE, PROP, INVL and FX.
The pass mark is not a uniform 70. LIFE and PROP professional papers require a combined 140 or more with neither paper below 60. The 70 threshold belongs to the common paper, Financial Market Knowledge & Professional Ethics.
PROP and INVL do not accept individual registration — your employer or the agent/broker association must submit for you. LIFE does accept individual registration.
INVL requires an existing, actively registered LIFE qualification; FX requires completing the prescribed training course first.

PROP — Property & Casualty Salesperson: 2026 sittings

Per the NLIA 2026 examination prospectus there are 16 sittings across the year. The registration window below is when member companies file with the association, so submit to your own company's coordinator well before it:

Sitting	Company filing window	Exam dates	Results	Locations
January, 1st	2025/12/29–30	Jan 10–11	Jan 16	Taipei, Taichung, Kaohsiung, Luodong
January, 2nd	Jan 19–20	Jan 31 – Feb 1	Feb 6	Taipei, Taichung, Kaohsiung, Chiayi
March, 1st	Feb 9–10	Mar 7–8	Mar 13	Taipei, Taichung, Kaohsiung, Tainan
March, 2nd	Mar 16–17	Mar 28–29	Apr 3	Taipei, Taichung, Kaohsiung
April, 1st	Apr 7–8	Apr 18–19	Apr 24	Taipei, Taichung, Kaohsiung, Taoyuan
May, 1st	May 4–5	May 16–17	May 22	Taipei, Taichung, Kaohsiung, Pingtung
June, 1st	May 25–26	Jun 6–7	Jun 12	Taipei, Taichung, Kaohsiung, Hualien
June, 2nd	Jun 15–16	Jun 27–28	Jul 3	Taipei, Taichung, Kaohsiung
July, 1st	Jul 6–7	Jul 18–19	Jul 24	Taipei, Taichung, Kaohsiung, Taitung
August, 1st	Jul 27–28	Aug 8–9	Aug 14	Taipei, Taichung, Kaohsiung, Luodong
August, 2nd	Aug 17–18	Aug 29–30	Sep 4	Taipei, Taichung, Kaohsiung
September, 1st	Sep 7–8	Sep 19–20	Sep 25	Taipei, Taichung, Kaohsiung, Tainan
October, 1st	Oct 5–6	Oct 17–18	Oct 23	Taipei, Taichung, Kaohsiung, Chiayi
November, 1st	Oct 27–28	Nov 7–8	Nov 13	Taipei, Taichung, Kaohsiung
November, 2nd	Nov 9–10	Nov 21–22	Nov 27	Taipei, Taichung, Kaohsiung, Hualien
December, 1st	Dec 7–8	Dec 19–20	Dec 25	Taipei, Taichung, Kaohsiung

Exam date and session are assigned randomly by computer and cannot be requested; once assigned they cannot be changed and no refund is given. Your assigned session appears on the admission ticket. Results are published on the NLIA site on the fifth working day after the sitting.

INVL — Investment-Linked Product Salesperson: 2026 sittings

Per the TII 2026 prospectus there are 12 sittings, typically a mid-month Sunday. These dates are provisional and may shift for natural disasters or policy changes:

Exam date	Registration deadline	Locations
Jan 11	2025/12/15	Taipei, Taichung, Kaohsiung
Feb 8	Jan 12	Taipei, Taichung, Kaohsiung
Mar 15	Feb 9	Taipei, Taichung, Kaohsiung
Apr 12	Mar 16	Taipei, Taichung, Kaohsiung
May 24	Apr 13	Taipei, Taichung, Kaohsiung, Hualien
Jun 28	May 25	Taipei, Taichung, Kaohsiung
Jul 26	Jun 29	Taipei, Taichung, Kaohsiung
Aug 23	Jul 27	Taipei, Taichung, Kaohsiung
Sep 20	Aug 24	Taipei, Taichung, Kaohsiung
Oct 18	Sep 21	Taipei, Taichung, Kaohsiung
Nov 15	Oct 19	Taipei, Taichung, Kaohsiung, Hualien
Dec 13	Nov 16	Taipei, Taichung, Kaohsiung

If fewer than 50 candidates register for the Hualien centre, TII may cancel that location and require affected candidates to re-register. Admission tickets are published online 10 days before the sitting.

LIFE — two routes to sit the exam

LIA-ROC written exam: roughly 30 sittings a year across Taipei, Hsinchu, Taichung, Chiayi, Tainan, Kaohsiung, Hualien, Taitung, Yilan, Penghu and Kinmen. Individuals register by post only — walk-in registration is not accepted. Deadlines and dates are published per sitting on the LIA-ROC site.
Computer-based exam: run jointly with the Taiwan Academy of Banking and Finance (TABF) since December 2022. The next quarter of sittings is announced and opened for registration at 10:00 on the 20th of November, February, May and August, and individuals register directly with TABF. This is the route to take if you need control over your exam date.

The PROP computer-based route follows the same quarterly announcement schedule.

FX — Foreign-Currency Non-Investment-Linked: 2026 sittings

Administered by LIA-ROC, with roughly 12 sittings in 2026. Registration deadlines start in early January and recur every two to three weeks. Each sitting runs for one hour.

Prerequisites: you must be an actively registered life insurance salesperson who has completed the prescribed foreign-currency product training course; missing two or more hours of that course disqualifies you from sitting. Individual registration is not available — apply through your employing institution. Marking is completed and reported to the registering institution within seven working days.

Eligibility and how to register

LIFE: an adult R.O.C. national (or holder of qualifying residency), with senior-high/vocational education or equivalent, and free of the disqualifications listed in the Salesperson Management Regulations. Register individually by post for the written exam, or directly with TABF for the computer-based exam.
PROP: same education and eligibility conditions, but NLIA does not accept individual registration — you must go through your employing non-life insurer, or the insurance agent / insurance broker association.
INVL: you must already hold the LIFE qualification and be actively registered as of the registration deadline. A second group exists: candidates who also hold one of the securities salesperson, senior securities salesperson, securities investment analyst, or SITE/SICE salesperson qualifications are exempt from the second session (holding only the SITE/SICE regulations single-paper pass does not qualify). All registration is screened and filed by the employer.
FX: actively registered life insurance salesperson who has completed the prescribed training, registering through their institution.

Exam format and pass standards

Licence	Papers and questions	Pass standard	Administered by
LIFE	Professional papers: Insurance Practice 50 questions (2 marks each, 60 min) + Insurance Regulations 100 questions (1 mark each, 80 min). Single-paper entry not permitted.	Combined 140 or more, with neither paper below 60	LIA-ROC
PROP	Professional papers: P&C Practice 100 questions (1 mark each, 80 min) + P&C Regulations 50 questions (2 marks each, 50 min). Single-paper entry not permitted.	Combined 140 or more, with neither paper below 60	NLIA
INVL	Session 1: 50 questions (50 min). Session 2: 100 questions (100 min, includes computation). All four-option single answer.	Group 1: combined 140 with neither session below 60. Group 2 (session 2 exempt): 70	TII
FX	50 single-answer MCQs, 60 minutes	70 or above	LIA-ROC
Common paper Financial Market Knowledge & Professional Ethics	100 single-answer MCQs (1 mark each, 60 min); may be sat on its own	70 or above, and the result stays valid for 5 years	Questions drawn from the SFI bank

The most common misconception: people say "you need 70 to pass the Taiwan insurance exams", but that is the common paper's standard. LIFE and PROP professional papers use a combined 140 threshold with a 60-mark floor on each paper — clearing the total while dropping one paper below 60 is still a fail.

PROP also offers a separate motor insurance track (Motor Practice 100 questions + Motor Regulations 50 questions), which limits solicitation to motor insurance and requires 80 or above on each paper, with no carry-over if only one paper is passed.

Registration fees

LIFE / PROP professional papers: NT$600.
Common paper (Financial Market Knowledge & Professional Ethics): NT$250.
INVL: NT$550 for Group 1 (NT$500 exam fee + NT$50 handling); NT$350 for Group 2.
FX: NT$375.

Registering through an agent or broker association may add a handling fee. Confirm the current amount against the prospectus and your employer.

Why are there four licences?

The ultimate regulator of Taiwan insurance salesperson qualifications is the Financial Supervisory Commission (FSC). To keep the examinations close to industry practice, the FSC delegates exam administration to three industry self-regulatory bodies:

Life Insurance Association of the R.O.C. (LIA-ROC) administers Life Insurance (LIFE) and Foreign-Currency Non-Investment-Linked Insurance (FX).
Non-Life Insurance Association of the R.O.C. (NLIA) administers Property & Casualty Insurance (PROP).
Taiwan Insurance Institute (TII) administers Investment-Linked Insurance Products (INVL), because that licence spans both insurance and investment theory.

Each licence is registered, sat and passed independently, and a salesperson must register with the relevant industry association under their employing insurer before practising.

Recommended licence order

For most new salespeople we recommend:

LIFE first — covers the Insurance Act, Insurance Enterprise Act and Salesperson Management Regulations that recur across all four exams. It is also the first licence for most life-insurance new-hire training programmes, and a prerequisite for INVL and FX.
PROP or INVL second — pick PROP if your firm sells general insurance lines, INVL if investment-linked policies are your main product.
FX last (as needed) — required to sell foreign-currency policies; smallest exam, but you must complete the training course and pass it independently.

INVL explicitly requires an active LIFE registration as at the registration deadline, and FX likewise presumes an actively registered life salesperson. Final registration rules are set by your employer and the relevant industry association.

Time investment estimate

LIFE: 3 – 5 weeks (broadest scope, mostly statutory text and product fundamentals).
PROP: 3 – 4 weeks (similar structure to LIFE, leaning toward general insurance products).
INVL: 5 – 8 weeks (computation-heavy; highest difficulty of the four).
FX: 1 – 2 weeks (smallest scope, focused on foreign-currency policy clauses and FX rules).

Plan backwards from the tables above: PROP and INVL registration deadlines typically fall three to five weeks before the sitting, and missing one means waiting for the next.

Common pitfalls

Assuming a flat 70 pass mark: LIFE and PROP professional papers use a combined 140 threshold with a 60-mark floor per paper. Chasing marks in your stronger paper while neglecting the other is the most common cause of failure.
Underestimating INVL computation: the 100-question second session covers time value of money, bond and security valuation, risk and return, portfolio theory, CAPM and performance evaluation — both concept and calculation.
Skimming statutory text in LIFE / PROP: the Insurance Act, Insurance Enterprise Act and Salesperson Management Regulations make up a large share of marks.
Ignoring sales-conduct notices: FSC and association sales-conduct rules are a frequent source of questions.
Treating FX as filler: smaller exam, but full coverage of FX rules and model clauses is required, and missing two hours of the training course bars you from sitting.

Statutory framework (concept level)

All four exams build on three layers of statute:

Insurance Act — governs insurance contracts, parties' rights and obligations, and the basic structure of each insurance line.
Insurance Enterprise Act — governs insurer formation, operations, finance and supervision.
Insurance Salesperson Management Regulations — governs salesperson registration, solicitation conduct and disciplinary actions.

Specific articles, FSC orders, sales-conduct notices and model policy clauses are updated periodically. This page deliberately omits article numbers — consult the latest official text from each authority.

Official sources

The dates and specifications on this page are compiled from the official prospectuses and announcements below. Always confirm against the administering body before registering:

Study resources

Independent study aid. Not affiliated with or endorsed by the FSC, LIA-ROC, NLIA, TII or TABF. Exam dates on this page are compiled from each body's 2026 prospectus; some sittings are provisional and subject to change. Actual exam regulations, schedules and formats are governed by each administering body's latest announcement.